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Thursday, January 14, 2010

Ways to receive information from license plate numbers.

Do you have a license plate or license tag number and you need to find out the name and address of the owner of the vehicle? If so, you might have already realized that there is no free online database of license plate numbers.

Don't worry. There is still hope. If you need to conduct a reverse license plate number search online, below are several methods to accomplish your goal.

* The first method is to hire a private investigator. Find your local phone book and turn to the private investigation pages. Start calling and get prices for how much they charge to run a license plate trace. You can expect to pay $150 to $300 to get this service completed in your local area.

* The next method is to use a large online private investigation service like Abika.com or BestPeopleSearch.com. These services will charge you $79 or more to search by license plate number. You will normally get back a combination of the following information: the first and last Name, address, registration and expiration date, make and model of vehicle, VIN number, title number, lien holder name. These services can normally get information for most states in the United States as Canadian Provinces. License plate data for additional countries are also available depending on the service.

* The third option is to join a private investigation tools membership service where you have access to databases and resources used by private investigators. These memberships normally start at $29 to $59 per year and give you access to all sorts of people search databases used by private investigators. This is a good choice if you're willing to do the work yourself and you want to save a little money. The downside to this option is there is no guarantee that you will be successful in your search.

As you can see from the options above, there is no such thing as a free reverse license plate search. About the only way you can get it done for free is if you know a law enforcement officer who will conduct the search for you (they have access to all of the databases).

Wednesday, January 13, 2010

Be Careful trusting other internet marketers!!!

Hey Folks...

I just wanted to write a short blog to explain a situation I just experienced in the Twitterverse. ( Twitter-Universe) I received a tweet from a fellow tweeter explaining how they liked my response so much, that they had a gift for me. Although I was surprised I was eager to find out what it could be. heres the message: mhare8244 very good, dm me i have a gift for you again. from AmandaSheridan3 So I responded and gave her my email to see what I was receiving. The next email I got was this. Do you have a blog or website? $50 min for simple link on your page (http://..........) paypal only DM or ........3@gmail.com I excluded the link and the email add. they sent me, but you guys get the point. $50 min? I thought Wow, so I checked the link and it wasn't a virus, and I agreed with the product. So I decide to post it on my blog. The next step was to send my paypal email add. to receive payment, after waiting two days for a response here is what I received. hi got the message, the blog is pretty new, it has very low value. keep posting something and dm me again in 6 months please. WOW! That wasn't the deal??? I just got tricked into publishing the link to my friends and followers for free. I guess the joke is on me, but at least I can warn others out there. AmandaSheridan3 did not live up to her word. So BE CAREFUL!!! Unfortunately we can not trust those who appear to be legit.

So the moral of the story is to be weary of those offering things for you to post links. Do it at your free will. If you dont have thousands of followers, most likely you wont receive any funds for links you share for others. And you will end up helping someone for free like me. Thanks for allowing me to vent. Pray for #Haiti. PEACE!!!! tweetjackers

Tuesday, January 12, 2010

Credit Tips for everyone.


Heres some tips for my followers who struggle with maintaining a high credit score.




(1) Authorized Buyer or Piggyback Credit. Becoming an authorized buyer also known as piggyback credit can be an instant way to boost your credit score. If you know someone who has a good credit history and score and is willing to add you to their account, this can immediately raise your credit score. There are companies that provide authorized buyer accounts for a fee. The credit card company will report to your credit files as well as the card holders'. The downfall of becoming an authorized buyer is that if the person ever becomes delinquent, it will also reflect on your credit report. However, if this happens, you can always dispute the account and the credit bureaus will have to remove it because an authorized buyer is not financially responsible for the account.

(2) Retain Old Credit. Maintaining older credit gives you a longer credit history. This is important because credit history constitutes 15% of your overall credit score.

(3) Apply for Easy Credit. There are many companies that do not require strict credit

guidelines. These companies extend credit to consumers with little to no credit history and less than perfect credit. You may have to pay higher interests rates but if you pay on time and keep your balances to less than 30% of your available credit limit, you will build positive credit. Seek credit at your local appliance, furniture, jewelry and tire stores. In addition Radioshack, Fingerhut and Chevron Gas extend easy credit.

(4) Balance Transfer. Do not transfer all your balances to one low interest rate card. You may get many offers for the best credit cards with low and even zero percent interest rates, but if you transfer all of your balances to the one card then you run the risk of increasing your balance to limit ratio. A high balance to limit ratio lowers your credit scores. You should always maintain a balance less than thirty percent of your credit limit in order to have good scores. (Amount Owed is 30% of credit score)

(5) Decrease Your Credit Card Balance. Pay down your credit card and decrease your balance to thirty percent (30%) or less than your credit limit. Your credit score will increase. The great thing about this technique is that it works whether it is a $5000 limit credit card or a $500 limit credit card, your credit scores will instantly improve.

(6) Get a Credit Line Increase.

In the alternative, if you do not have the cash on hand to pay down your credit card account, request a credit line increase but don't spend it! Many credit card issurers can increase your limit without running a credit report. Make sure you inquire before you request the credit line increase if you do not want to create inquiries.

(7) Get a Bank Loan Secured by a Savings Account. If you have at least $500 cash on hand obtain a savings account secured bank loan. Most banks and credit unions do not run credit reports when you apply for a secured loan. However, they do report these loans to the major credit bureaus, Experian, Equifax and Transunion. Bank loans rank high in credit scoring. But don't stop at just one secured loan. Once you obtain the first secured loan, take those funds, go to another bank and repeat the process. Now you have two bank loans that will report to the credit bureaus. Make sure these loans are small enough that you can handle making at least two payments per secured loan before the actual due dates. When the banks report to the credit bureaus they will show these payments and you will have established an excellent payment history within (30) days of obtaining the loans.

(8) Get a Secured Credit Card. Secured credit is a good option for those who cannot qualify for regular credit. Not only will you have the benefits of a regular credit card but you will also get an opportunity down the line to convert that secured credit card into a regular one. The same rules apply with a secured card in that you must pay your credit card bill on time and you should keep your balances low. When seeking secured credit make sure the bank reports to all three major credit card agencies, Experian, Equifax and Transunion.

(9) Limit Hard inquiries. Hard inquiries can take up to five (5) points off your credit score. Applying for new credit will lower your credit score. Keep inquiries at a minimum. Additionally, any company that pulls your credit report without your authorization is in violation of the Fair Credit Reporting Act which allows only authorized inquiries to appear on your credit report. According to FCRA rules you are entitled to $1,000 for each unauthorized hard inquiry. (New Credit Applications is 10% of your credit score)

(10) Know the Information reported by Credit Card Companies. Make sure your credit card companies report your limit and balance. Some may only report your balance and not your credit limit. Lenders who engage in this practice may actually be causing your credit score to be lower. The scoring system will plug in your highest balance as your credit limit and if you are currently at a high balance this can be detrimental to your scores. Capital One was notorious for this practice; however, in August 2007 they changed their policy and will be reporting credit limits. This means many consumers who hold a Capital One credit card may see a boost in their credit scores.

(11) Pay Obligations by the Due Date. Pay your obligations by the due date. A late or missed payment can drop a good credit score by 100 points or more. It may not make sense but if you already have negative entries on your credit report adding more will not hurt you as much as if you don't have any negative entries. Regardless, paying on time can raise your credit score. (Payment History is 35% of your credit score)

(12) Zero Balances may Hurt Your Credit Score. Strange but true. If you have many credit card accounts with zero balances your credit score may be lower. Credit scores can be raised by maintaining a small balance (at least $10) on your credit cards.

(13) Keep Balances to Thirty Percent (30%) of Credit Limit. Do not use over thirty percent (30%) of your available credit. Keep those balances low and your credit scores will rise. Definitely do not go over your credit limit. This hurts your credit score tremendously.

(14) Re-Aging to Improve Your Credit Scores. Re-Aging is a technique used by creditors to get rid of your past-due account. You are no longer delinquent and your account status changes to "current" which increases your credit score. Request Re-Aging from your creditors. Re-Aging is a quick and free method to raise your credit scores, it gives you a fresh start. Federal guidelines dictate how creditors can re-age accounts but essentially here is how it works:

• The borrower has to demonstrate renewed willingness and ability to pay the account on time.

• The account should be at least nine (9) months old.

• The borrower should have made at least three consecutive monthly minimum payments.

My First Blog

Hey World!

It's your favorite thief the tweetjacker from twitter. I started tweetjacking about 5 months ago with the hopes of gaining a few followers and alot of laughs. I'm happy to say that today we reached 1,000 followers. What started out as a funny idea has blossomed into an upcoming twitter trend. I would like to thank everyone for your support, and I ask that you spread the word for others to follow us too. We follow back everyone and if your tweets make the cut we might be jacking you also. Well thanks for the love, till next time :-D tweetjackers